Director, Credit
Webster Bank

Southington, Connecticut

If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer.

Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work!


Core Job Responsibilities/Key Activities/Elements:

  • Credit Underwriting Oversight with Delegated Credit Authority:
    • Review and opine on credit requests for Equipment Finance and any other areas of coverage assigned.
    • Ensure underwriting packages are complete, thorough, and prepared consistent with credit policies and procedures of the Bank. The content should reflect a clear understanding of the proposed credit undertaking in the context of the Bank's lending appetite and include a comprehensive and informative credit analysis and due diligence summary which details the risks of the transaction.
    • Approve transactions within delegated credit authority and recommend credit action on transactions that exceed delegated authority.
  • Ensure compliance with all regulations, policies, and procedures.
    • Assist Managing Director and DCCO in portfolio monitoring, including periodic portfolio reviews.
  • Any other specifically assigned projects/tasks related to the role.


  • For this position, you must have at least 8 years of experience in Commercial Lending and Credit, with a well-developed understanding of Equipment Finance as well as other commercial lending products.

  • Specific Job Related Education & Skills

  • Candidates with advanced degrees (Associates, Bachelor's, and/or Master's) preferred, yet a High School diploma or GED is required. Candidates with some combination of coursework and experience, or else, extensive related professional experience, are eligible for consideration.
  • Strong working knowledge of all credit disciplines and portfolio risk management.
  • Specific experience with some or all areas of middle market lending such as Equipment Finance, ABL, and cash flow lending.
  • Knowledge of banking regulations, lending policies, procedures and techniques and well-demonstrated understanding of loan risk factors.
  • Exceptional leadership and organizational skills.
  • Ability to multi-task and manage changing priorities.

  • #LI-JW1


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